Building a secure retirement begins with a single step and starting early. By setting aside even small amounts regularly, individuals give their savings more time to grow through the power of compound interest, making it easier to achieve financial security in later years.
For workers in Kenya's informal sector, early retirement saving offers peace of mind and reduces the financial burden that often comes with old age. Consistent contributions can accumulate into a meaningful pension, helping retirees maintain their independence and meet their daily needs without relying entirely on family or friends.
KNEST encourages entrepreneurs, boda boda operators, traders, artisans, farmers, and other informal sector workers to begin saving as soon as they start earning. With flexible and affordable contribution options, members can save at their own pace while building a sustainable financial future.
The best time to prepare for retirement is not tomorrow—it is today. Every shilling saved now is an investment in a dignified and financially secure retirement.