KNEST is transforming retirement planning by offering a pension solution tailored to the needs of workers in Kenya's informal sector. Unlike conventional pension schemes, KNEST allows members to save from as little as KES 50 through convenient channels, including the *254# USSD code, making retirement savings accessible to millions of entrepreneurs, boda boda operators, farmers, artisans and small-scale traders.
KNEST also stands out by offering both short-term and long-term savings options, enabling members to meet immediate financial needs while building a secure retirement future. The scheme's flexible contribution model allows members to save at their own pace without fixed monthly requirements.
With nationwide member registration and financial literacy campaigns, KNEST is fostering a culture of saving among informal sector workers. By combining affordability, accessibility and flexibility, KNEST is empowering Kenyans to achieve financial independence and retire with dignity, regardless of their income level or occupation.