Hii ni Yetu — Dial *254#

Take control of your future with KNEST Every hustle counts. Build your nest egg, bit by bit. Retirement savings made simple for the informal sector.

Ukipanga chama, unaweza panga pension pia Pension ni chama ya kesho.

Unachase bag daily? Boss, chase security pia Normalize kujipanga mapema.

Uko na tools za kazi — uko na tool ya retirement? Heri kujipanga mapema.

Ukijenga nyumba ya mwingine… yako iko wapi kwa plan? Heri kujijenga mapema.

Registered by the RBA — Certificate Reg. No. 01742
Kenyan informal-sector workers building their financial future with KNEST A group saving together, like a chama, planning for retirement A boda-boda rider securing their future A fundi with their tools, planning for retirement A builder planning their own future
Bonyeza *254# kuregister
Our services

Saving for the day you can’t hustle, made simple

Four steps, one journey — from your first saving to lasting security.

  1. 01

    Enrollment

    Start your journey to financial security. Our quick and easy registration process ensures you’re set up both for short-term and long-term savings. Use our USSD code, online portal, or mobile app.

  2. 02

    Savings collection

    Save from as little as KES 50, anytime. Make regular savings with ease through flexible payment options. We ensure secure and timely collection of your savings, helping you grow your funds steadily for both short and long-term needs.

  3. 03

    Withdrawals

    Need money for an emergency? You can withdraw your short-term savings anytime, anywhere, using the USSD code, app, or portal. Long-term savings stay safe for your financial security. Withdrawals are simple, secure, and guided by our transparent policies.

  4. 04

    Statements

    Track your savings anytime with clear, detailed statements. View your savings history, balances, and growth across both savings components — empowering you to stay informed and in control.

A friendly KNEST advisor ready to help

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Connect with our team of experts to chart your path to success.

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Recognition

Award-winning impact

Proud to be recognised for our work expanding retirement savings across Kenya’s informal sector.

  • MAIA Awards 2026 Winner — Best Non-Profit Project in a Developing Economy
    MAIA Awards · 2026

    Best Non-Profit Project in a Developing Economy

  • MAIA Awards 2026 Winner — Best For-Profit Project for Underserved Communities
    MAIA Awards · 2026

    Best For-Profit Project for Underserved Communities